Private medical insurance (or health insurance) is designed to cover the costs of private medical treatment, so that if you happen to have the misfortune to suffer from a disease, illness or injury you can rest assured that you will be well cared for to help you on the way to a full and speedy recovery.
While we are fortunate in the UK to have the NHS, the reality is that you can often wait months for diagnosis and treatment. Private healthcare not only enables you to receive treatment quickly it also offers you far more choice as a patient.